When purchasing a home, one of the most important things to consider is the paperwork that comes with it. One of the most important documents is the certificate of ownership, which proves that you are the rightful owner of the property. However, some homeowners may only have two certificates instead of the usual three. In this article, we will explore why some houses only have two certificates.
The Two Certificates
In most cases, when you purchase a property, you will receive three certificates: the certificate of ownership, the certificate of land use rights, and the certificate of house ownership. However, in some cases, homeowners may only have two certificates: the certificate of ownership and the certificate of land use rights.
The reason for this is that some houses were built before the implementation of the current ownership and registration system. This means that when the new registration system was introduced, these houses were only issued with two certificates, as they were not eligible for the certificate of house ownership.
The Certificate of House Ownership
The certificate of house ownership is issued to properties that meet certain requirements, such as having a clear and defined boundary, being registered with the local authorities, and having a building permit. If a property does not meet these requirements, it will not be eligible for the certificate of house ownership.
In some cases, homeowners may choose not to apply for the certificate of house ownership, as it can be a time-consuming and costly process. Instead, they may opt for the certificate of land use rights and the certificate of ownership, which are easier and quicker to obtain.
When it comes to buying or selling a house, having the appropriate paperwork and certificates is crucial. However, you may come across some properties that only have two certificates instead of the standard three. This may raise some questions about the property’s legality, safety, and value. In this article, we’ll explore the reasons why some houses only have two certificates.
Lack of Building Regulation Approval
One of the main reasons why a property may only have two certificates is due to a lack of building regulation approval. When a property undergoes any significant construction or renovation work, it must comply with building regulations. These regulations are in place to ensure that the construction work meets safety, health, and environmental standards. If a property owner fails to obtain the necessary building regulation approval, they may not be issued with a completion certificate. Without this certificate, the property will only have two certificates, the planning permission and the building warrant.
Another reason why a property may only have two certificates is due to non-standard construction. Some properties are built with non-standard materials or methods that do not meet standard building regulations. Examples of non-standard construction include timber-framed houses, eco homes, and straw-bale houses. In such cases, the property may not be issued with a completion certificate, which means it will only have two certificates.
Certificate Misplacement or Loss
Finally, it’s worth noting that some houses may only have two certificates due to certificate misplacement or loss. Over time, homeowners may misplace or lose important paperwork, including completion certificates. In such cases, it’s essential to contact the relevant authorities to obtain copies of the missing certificates. Without the completion certificate, the property will only have two certificates.
In conclusion, there are various reasons why some houses only have two certificates. It could be due to a lack of building regulation approval, non-standard construction, or certificate misplacement or loss. However, it’s crucial to note that having all three certificates (planning permission, building warrant, and completion certificate) is essential when buying or selling a property. Therefore, it’s always recommended to check that a property has all the necessary certificates before making any transactions.